Methodology

How the software works, what it costs, and what it will never do

How findings are produced

1. Search

Claimiflo searches public state and county unclaimed-property records for records matching your own entity name and the name variations you manage in your account.

Every record is public. It is the same information any member of the public can retrieve from the administrator's own portal. The platform performs no investigation, uses no non-public database, and does no skip-tracing.

2. Match

Matching is automated. Records that appear to correspond to your entity names are surfaced as Findings for you to look at. A match is a suggestion for your review, not a determination that the property is yours.

3. Your review, then your filing

You decide what to pursue. Where you choose to proceed, the platform auto-populates the state's claim form from the public record and from your own account data. Where a state supports electronic filing, the platform transmits the claim after your per-claim electronic signature.

Before anything transmits, you are shown the administrator's own verbatim attestation language, you check a certification under penalty of perjury, and you type your name as your signature. No claim can be submitted without your signature recorded against it. There is no bulk submit and no background auto-submit.

You can always do this yourself, free

Every state runs its own free unclaimed-property search, and you can search it and file a claim directly with that state at no cost. You do not need Claimiflo, or anyone else, to claim what is yours.

Claimiflo is a subscription tool that does the searching across the states we cover on a schedule, keeps track of what it found, and fills the forms in for you. That is what you are paying for. You are not paying for access to the records themselves, and you are not paying a share of anything you recover.

What a subscription is, and is not

  • A flat monthly subscription. The price does not change based on what you find or what you recover.
  • Never a percentage. Claimiflo is never paid a share of, contingent on, or scaled to a recovered amount. There are no success fees.
  • No custody of your money, ever. States and counties pay claimants directly. Claimiflo never receives, holds, forwards, endorses or directs your recovery, and there is no client trust account.

What Claimiflo never does

  • We never hold a power of attorney and never act as your agent. Every claim is filed in your name, signed by you, with you as the claimant of record. Claimiflo never signs a claim and never appears on one as agent, representative or preparer.
  • No person here locates, evaluates or files a claim for you. Support is limited to clerical and product-usage help.
  • We give no personalized professional advice. The product publishes generic administrator requirements. It does not advise you on what to claim or what to argue.
  • We do not tell you what we think you own before you search. Our outbound messages describe what a search can do; they do not state your property, amounts, counts or holding states.

What we will never ask you for

Unclaimed property is a category with a lot of bad actors in it. These are commitments, not reassurances:

  • We will never ask you to wire us money, send a gift card, or pay a "verification deposit" or "release fee". No legitimate claim requires any of those, and Claimiflo takes no custody of funds at any point.
  • We will never ask you for a share of what you recover. If someone contacts you asking for a percentage in Claimiflo's name, it is not us.
  • We will never ask you to sign a power of attorney or authorise us to claim on your behalf. We do not file for you. You file.
  • We will never require a Social Security number, bank details or copies of ID to search for your company's property or to start a plan.

Claimiflo is a service for legally formed business entities, not individuals.